Forgotten money: $6 billion can still be withdrawn

The Banco Central reported that R$ 6.03 billion remain available for redemption in the Receipt System (SVR). The money belongs to millions of Brazilians and companies that have not yet withdrawn forgotten resources from banks and other financial institutions.

The amount showed growth compared to the previous survey, which indicated approximately R$ 5.8 billion available for return.

According to the latest data from Banco Central, 24.61 million individuals and 2.23 million companies have some amount to be received.

Since the implementation of the system, in 2022, R$ 16.75 billion has been returned to about 44.91 million beneficiaries.

Why does the forgotten money keep increasing?

Even with the withdrawal of billions of reais by the beneficiaries, the available balance can present growth.

This is because financial institutions, such as banks, credit unions, consortium administrators and financial institutions, continue to identify values that have not been moved by the holders.

These features are communicated to the Banco Central and are integrated into the query system. When the volume of new values identified exceeds the ransoms made, the amount available increases.

Physical persons concentrate most of the resources

Of the R$ 6.03 billion that still await withdrawal, R$ 4.41 billion belong to natural persons, the equivalent of 73.2% of the total.

The companies have R$ 1.62 billion available, representing 26.8% of the resources.

Since the creation of the Receiving Values System, R$ 22.78 billion in forgotten money have been identified. Of this amount, approximately 73.5% have already returned to beneficiaries, while 26.5% remain available.

Most Brazilians have up to R$ 10 to receive

Although the total amount is billionaire, most people with forgotten resources own small amounts.

Check the distribution of the available values:

Up to R$ 10: 69.51% of beneficiaries;

From R$ 10,01 to R$ 100: 18,84%;

From R$ 100,01 to R$ 1 mil: 9,40%;

Above R$ 1 thousand: 2.25%.

Banks lead the number of beneficiary registrations, with 13.64 million. Then there are consortium administrators, with 7.47 million, and payment institutions, with 3.90 million.

Cooperatives have 1.97 million records, while financial ones have 1.44 million. Brokers and distributors total 62.8 thousand, in addition to approximately 3,000 records in other segments.

The Banco Central clarifies that the same person may appear in more than one category if they have money available in different institutions.

How do you know if you have forgotten money?

The prices can be consulted free of charge on the official website of Banco Central.

The citizen must access the address **https://valoresareceber.bcb.gov.br/** and follow the guidelines presented to verify the existence of resources on their behalf or linked to a company.

The system also allows you to request the return of the values, according to the procedures indicated for each situation.

Banco Central alert for hits

The institution stresses that Brazilians should be careful about messages received by applications, social networks, emails or SMS that promise to facilitate the withdrawal of money.

The Banco Central does not send links to request ransoms, does not contact beneficiaries directly, and does not require payment of fees to release the resources.

Also no passwords or bank information are requested by messages.

The recommendation is to use exclusively the official portal of the Receiving Values System, avoiding providing personal data to third parties. (The information is from Agência Brasil)

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