INSS: see who is entitled to the 25% additional pension benefit
Find out who is entitled to the 25% additional from INSS, how much more you can receive in pension and how to request the benefit through Meu INSS.
Retirees from all over Brazil who receive retirement for permanent disability may be entitled to the additional 25% of the INSS. The addition is intended for insured persons who prove the need for permanent assistance from another person to perform essential day-to-day activities, such as bathing, feeding and getting around.
The benefit is provided for in article 45 of Law No. 8213/1991 and aims to offer financial support to retirees who depend on continuous care. The extra money can help with expenses related to food, hygiene, daily monitoring and other needs.
In practice, a retiree who receives R $ 2,000 per month can start earning R $ 2,500 if he has the application approved by the National Institute of Social Security (INSS). The increase is also considered in the calculation of the 13th salary.
However, payment does not happen automatically. In order to receive the additional value, the insured must meet the legal requirements and prove the need for permanent assistance.
Who is entitled to the additional 25% of the INSS?
The benefit is intended for insured persons who receive permanent disability retirement, formerly known as disability retirement.
In addition to receiving this form of retirement, it is necessary to prove that the beneficiary depends on the continuous help of another person to carry out basic activities.
Among the situations provided for in the social security regulations are:
Total blindness;
Paralysis of both arms or both legs;
loss of nine or more fingers;
Loss of lower limbs when there is no possibility of using prostheses;
Loss of one hand and both feet;
Loss of an arm and leg, without possibility of using prostheses;
Serious alterations in mental capacities that compromise autonomy;
Diseases that leave the retiree permanently in bed;
Permanent inability to perform essential activities of daily life.
Diagnosis of a disease alone does not guarantee approval of the benefit. The INSS needs to confirm that the health condition causes permanent dependence on third parties.
Nor is it mandatory to hire a professional caregiver. Assistance can be provided by family members, provided the permanent need for help is proven.
How much more can the retiree get?
The additional 25% of the INSS is calculated directly on the monthly amount of the retirement.
Here are some examples of how the addition works:
Retirement Value
Additional 25%
Monthly total
R$ 1,800
R$ 450
R$ 2,250
R$ 2,000
R$ 500
R$ 2,500
R$ 2,500
R$ 625
R$ 3,125
R$ 3,000
R$ 750
R$ 3,750
R$ 4,000
R$ 1.000
R$ 5,000
The legislation allows the sum of the pension with the additional to exceed the pension ceiling.
The percentage is also applied to the 13th salary and follows the adjustments granted to the main benefit.
On the other hand, the additional is individual and ceases to be paid after the death of the retiree. The extra amount is not incorporated into a possible death pension.
How do I apply for the additional 25% from my INSS?
The retiree who meets the requirements can request the benefit free of charge through the official channels of the INSS.
The application can be initiated through the internet, through the application or website My INSS, without the need to initially attend an agency.
Here's how to request:
Access the application or website My INSS;
Log in with CPF and password of the Gov.br account;
Look for the service “Increase of 25%”;
Select the corresponding option;
Fill in the requested information;
Attach the necessary documents;
Confirm the request and save the protocol number.
After completing the request, the retiree can follow the progress by the option “Consult Orders”.
Those who cannot use the internet can also seek guidance through Central 135, the official service channel of the INSS.
What documents are required?
In order to analyze the application, the INSS may request personal documents and proof of the beneficiary’s health condition.
Among the main documents are:
Official identification document with photo;
CPF;
Medical reports and reports;
Tests that prove the limitations;
Documents of legal representation or power of attorney, when necessary.
Medical reports should explain why the retiree needs the permanent help of another person.
It is important to present information about difficulties in bathing, feeding, walking, changing clothes or performing other essential care.
The clearer the information presented, the better the conditions for the INSS to assess the need for permanent assistance.
INSS may require medical expertise
After receiving the request, the INSS may summon the retiree to a medical examination.
During the evaluation, the health conditions, the tests presented and the difficulties faced in daily life will be analyzed.
The objective is not only to confirm the existence of a disease, but to verify whether it compromises the autonomy of the beneficiary to the point of requiring permanent assistance from third parties.
If new documents or clarifications are requested, the insured must meet the requirement to continue the process.
Therefore, it is important to regularly follow my INSS to avoid delays in the analysis of the application.
Are retirees by age also entitled to 25%?
No, no, no. Under the current rules, the additional 25% is intended for beneficiaries of retirement for permanent disability who prove the need for continuous assistance.
Those who receive retirement by age or by contribution time are not entitled to the addition just because they develop a serious disease.
The Supremo Tribunal Federal (STF), in the judgment of Item 1095, decided that the extension of the additional to other retirement modalities depends on legal forecasting.
The benefit cannot be automatically extended to all retirees in need of permanent care.
Is it possible to apply for the additional years after retirement?
Oh, yes, yes. Those who already receive retirement for permanent disability can apply for the addition even if the need for assistance arose years after the original grant of the benefit.
This means that the retiree does not need to prove that he depended on third-party care from the moment he retired.
If the health condition worsens and the insured person becomes in need of permanent assistance, he or she can submit the application to the INSS.
The institute will review the documentation and may conduct medical expertise to verify that the requirements are met.
As a rule, when the need for assistance arises after the granting of retirement, the additional may be due from the date of the application, according to the administrative analysis.
The benefit can represent an important boost in the income of retirees who face severe health limitations.
The guideline is to gather the medical documentation and make the request exclusively through the official channels. The order is free and can be made by my INSS or with guidelines by Central 135
